Your money works better when you can see all of it

Vecta doesn’t just show your accounts. It manages the complexity, detects what you’d miss, and tells you what matters. Here’s what that means day to day.

Manage everything in one place

Banks, brokers, super and credit cards in a single live dashboard. One net worth figure, one transaction feed, one source of truth instead of six apps and a spreadsheet.

“Show me everything”: 9 accounts, 4 institutions, one screen.

Detect what you'd miss

Duplicate charges, forgotten subscriptions, creeping fees, unusual merchants. Vecta scans every transaction across every account so nothing slips past you.

“A streaming service billed you twice this week, $22.99 each.”

Get insights, not just data

Spending trends by category, cash flow month over month, portfolio allocation and concentration risk. Vecta turns raw transactions into understanding.

“Dining is up 15% and tech is 41% of your portfolio.”

Briefings on your schedule

Daily, weekly and monthly insights written from your own transactions: what changed, your biggest costs, subscription creep and where your net worth sits.

“You spent 18% more on dining this week than last week.”

Understand your cash flow

Where money comes in, where it leaks out, and what's left over. See your savings rate and where next month is heading before it happens.

“You saved 24% of income this month, above your 20% target.”

Ask anything, anytime

Your personal agent knows your full financial picture and answers in plain language, with real numbers. No dashboards to decipher, no exports to Excel.

“Could I afford a $650k apartment with my current savings?”

1

dashboard for your entire financial life

100+

supported institutions across Australia

0

actions Vecta can take on your accounts

24/7

access to your dashboard and agent

Proprietary technology

The Vecta AI agent

Behind every answer is our proprietary intelligence layer, built specifically for personal finance data. It is not a generic chatbot bolted onto a spreadsheet. It is an agent designed to reason over your accounts with speed, structure and evidence.

Fast

The agent queries structured balances, transactions and holdings directly. That keeps responses quick, even when your financial life spans multiple institutions.

Reliable

Answers are grounded in your connected data, not invented averages. When something is uncertain or stale, Vecta is designed to say so rather than guess.

Decision support

By correlating activity across banks, brokers, super and cards, the agent surfaces clear, evidence-based insight in seconds. You stay in control. Vecta helps you decide with better information, faster.

See your whole financial picture in minutes.

Free to start. No card required. Read-only, always.

Get started free